Welcome to Pacific Cliffs, Inc. My name is Chris Kumlin and I am the president and broker of P.C.I.
Pacific Cliffs was started in 2005 - although the company is new to the industry I am not. I have been in the industry for over 8 years and have held my Real Estate Brokers license for over five years. After working with, and owning, larger companies I knew I could give my clients the attention and respect they deserve with a much smaller company run properly. Since Pacific Cliffs, Inc receives ninety percent of its business from referrals, I think this recipe for brokering loans is working.
By having a small company that has aligned itself with the best lenders in the industry we are able to give our clients the lowest rates and best terms available on the market today.
and see how much we can save you! Whether you are buying or constructing a new home, refinancing your current mortgage, or tapping into your home equity you can trust us to find the loan program that's best for you!
Scoring Your Credit - How's Your FICO?
In today's increasingly automated society, it should come as no surprise that when you apply for a mortgage, your ability to pay can be reduced to a single number. More info
Client Appreciation Program:
Sign up for our Client Appreciation email list and receive informative news articles several times per week to keep you up-to-date on the changing markets!
If you would like to join our Client Appreciation group please email me at chrisk@pacificcliffs.com and I will add you to my list.
What our Clients are Saying
I have worked with Chris on many transactions with my buyers and it has always gone smoothly. Chris is on top of the loan process every step of the way keeping my buyer's concerns at ease. As a realtor, you realize how important having a competent loan officer is. I always recommend Chris to my buyers because I know he's looking out for their best interest and will get the job done. Tiffany Kilcoyne, REALTOR.
I was a first time home buyer and didn’t really know what I was doing or how the whole process worked. Chris explained everything to me, walked me through all the details and made me feel at ease. Ryan Johnson
Chris has done multiple loans for our family throughout the years and was always able to beat the competitors rates and terms. Gene Stackhouse
Pacific Cliffs Inc. 990 Highland Dr. #110-U Solana Beach, CA 92075
